How to Get a GCASH Visa Card

in Finance

How to Get a GCASH Visa Card: A Step-by-Step Guide

What are the ways to get a GCash Visa Card?

by Team Out of Town August 18, 2023, 11:12 pm 1.7k Views

How to Apply for a GCash Card

If you’re looking for a way to access your GCash funds even when you’re not online, the GCash Visa is a great option. It’s a prepaid debit card you can link to your GCash account, allowing you to make cashless transactions even when you’re offline. In this article, we’ll show you how to get a GCash Visa and link it to your GCash account.

To get started, you need to be a fully verified GCash user. This means you’ve completed the KYC (Know Your Customer) process and have provided all the necessary information to validate your identity. If you’re not yet verified, you can do so by opening your GCash app and tapping on “Verify Now” under your profile. Once you’re verified, you can proceed with getting your GCash Visa Card.

There are three ways to apply for a GCash card: through an online order form, through the GCash app, and at partner convenience stores. We’ll discuss each method in detail so you can choose the one that’s most convenient for you. So whether you’re an online shopper or a frequent traveler, getting a GCash card is a great way to access your funds anytime, anywhere.

With the GCash card, you can:

Manage your funds with the GCash App by linking your card to your GCash wallet balance (other services such as GCredit and GGives cannot be linked)
Pay at any of the 35.9 million merchants in 210 countries and 150 currencies with your GCash Card
Withdraw from any affiliated BancNet ATMs nationwide and Card ATMs worldwide

Understanding GCASH Mastercard

If you are looking for a reliable and convenient way to pay for your purchases, the GCASH Visa Card could be the perfect solution. This prepaid debit card is linked to your GCASH account, allowing you to make purchases online and in-store, withdraw cash from ATMs, and more.

The GCASH Visa card is an EMV chip-enabled prepaid card issued by Globe Telecom, a leading telecommunications company in the Philippines. It functions like a regular debit card, but instead of being linked to your bank account, it is linked to your GCASH wallet.

With a GCash Visa card, you can enjoy the convenience of cashless transactions without having to carry cash. You can use it to pay for your groceries, bills, and other purchases, and you can also use it to withdraw money from ATMs.

The GCASH Visa is accepted by millions of Mastercard merchants worldwide, making it a versatile payment option. You can also use it to shop online and pay for your purchases securely and conveniently.

To get a GCASH Visa, you must have a fully verified GCASH account. You can order your card through the GCASH app, which will be delivered to your doorstep. Once you receive your card, you must activate it by linking it to your GCASH account.

The GCASH Visa is a reliable and convenient payment option that can help you manage your finances more effectively. With its EMV chip technology and Mastercard acceptance, you can enjoy secure and hassle-free transactions wherever you go.

How to Apply for a GCash Visa Card?

If you want a convenient way to spend your GCash balance in physical stores, online, or while traveling, the GCash Visa Card can be a useful option. It is linked to your GCash wallet, so you can use your available balance for purchases without maintaining a separate prepaid account.

Who Can Apply for a GCash Visa Card?

You need to meet GCash’s eligibility requirements before ordering a physical card.

Generally, you must have:

A Fully Verified GCash account
An active GCash wallet
A delivery address within GCash’s serviceable areas

GCash Overseas accounts are currently not eligible to order the regular GCash Card.

How to Apply for a GCash Visa Card

1. Fully verify your GCash account

Before ordering the card, make sure your GCash account is Fully Verified.

To check your verification status:

Open the GCash app.
Go to Profile.
Check your account verification status.
If you are not yet verified, tap Verify Now.
Submit the required identification documents and complete the verification process.

Approval may take some time, depending on the information and documents you submit.

2. Open the GCash app

Once your account is Fully Verified, log in to the GCash app.

From the home screen, look for Cards.

3. Select the GCash Card

Tap Cards, then select the option to order a GCash Card.

Choose Order a Card and select the option to have a physical card delivered to you.

4. Enter your delivery information

Provide your complete delivery address and review your details carefully.

Make sure your:

Name is correct
The mobile number is active
The house or building number is complete
Street and barangay information is accurate
City and province are correct

A complete address can help prevent delivery problems.

5. Pay the card and delivery fee

Review the total amount displayed in the GCash app before confirming your order.

The standard GCash Card price may change, so always check the amount shown in the app when you order.

Once payment is completed, your card order will be processed.

6. Wait for your card

Your physical GCash Card will be delivered to the address you provided.

Delivery typically takes several business days. You may receive SMS notifications with updates about your order and delivery.

How to Activate Your GCash Visa Card

After receiving your card, you need to link and activate it through the GCash app.

Follow these steps:

Open the GCash app.
Tap Cards.
Select Link My Card.
Enter the required card details.
Set your 6-digit Card PIN.
Complete the activation process.

Keep your Card PIN private. Do not share it with anyone, including people claiming to represent GCash.

Remember that your Card PIN is different from your GCash MPIN.

Where Can You Use the GCash Visa Card?

The GCash Visa Card can be used at participating merchants that accept Visa.

You can use it for:

Shopping in physical stores
Online purchases
Restaurant payments
Hotel bookings
Travel-related purchases
International transactions
ATM withdrawals at supported ATMs

Because the card is connected to your GCash wallet, purchases are deducted from your available wallet balance.

Can You Use the GCash Visa Card Abroad?

Yes. The GCash Visa Card can be used at international merchants that accept Visa.

This makes it particularly useful for Filipino travelers. You can use the card for everyday purchases without carrying large amounts of cash.

However, check your available GCash balance, foreign transaction charges, ATM fees, and exchange rates before using the card overseas.

GCash Visa Card vs. GCash Wallet

The two work together but serve different purposes.

GCash Wallet

Used for sending and receiving money
Paying bills
Buying load
QR payments
Other GCash services

GCash Visa Card

Used for card payments
Online shopping
International purchases
ATM withdrawals at supported terminals

The card essentially gives you another way to access and spend your GCash wallet balance.

Tips Before Ordering Your GCash Visa Card

Before applying, keep these tips in mind:

Make sure your GCash account is Fully Verified.
Check that your delivery address is complete.
Keep enough wallet balance to cover the card and delivery fee.
Double-check your information before confirming the order.
Never share your Card PIN or GCash MPIN.
Check your balance before making large purchases.
Review applicable fees when withdrawing cash or making international transactions.

GCASH Visa card Delivery

Getting a GCASH card is easy and convenient. After you apply and pay the required fees, you can expect your card to be delivered right to your doorstep. Here are some important things you need to know about GCASH Visa card delivery:

Delivery Fee

To have your GCASH VISA card delivered, you need to pay a delivery fee of PHP 65. This fee is in addition to the card cost of PHP 185. You can pay for both fees using your GCASH wallet. Once you have paid, your card will be shipped to your registered address within 10 working days.

Coverage Areas

GCASH Visa card delivery is available in select areas nationwide. To check whether your location is covered, visit the GCASH Help Center website and look for the list of covered areas. You can also contact the GCASH customer service hotline at 2882 to inquire about delivery coverage in your area.

When your GCASH card is shipped, you will receive a notification through SMS or email. The notification will include the courier’s name and tracking number, which you can use to monitor your card’s delivery status. Once your card arrives, present a valid ID to the recipient to claim your GCash Visa card.

Now that you know how GCASH Visa card delivery works, you can apply for your own card and enjoy the convenience of cashless transactions anytime, anywhere.

Activating Your GCASH Visa Card

Once you receive your GCASH card, you must activate it to start using it. The activation process is simple and can be done through the GCASH app on your mobile phone.

Activation Process

To activate your GCASH Visa card through the GCASH app, follow these steps:

Log in to your GCASH account using your 4-digit MPIN.
On your dashboard, tap on “Profile.”
Select “My Linked Accounts.”
Tap on “GCASH Visa card.”
Select “Activate Card.”
Enter the 16-digit card number on the front of your GCASH Visa card.
Enter the 6-digit PIN that you want to use for your GCASH card.
Confirm your 6-digit PIN.
Tap on “Activate Card.”

PIN Nomination

When you activate your GCASH Visa card, you will need to set a 6-digit PIN to use for all your transactions. Here are some tips on how to nominate a secure PIN:

Choose a random combination of numbers that are easy for you to remember but hard for others to guess.
Avoid using your birthdate, phone number, or any other personal information that can be easily associated with you.
Do not share your PIN with anyone, including family and friends.
Change your PIN regularly to prevent unauthorized access to your GCASH account.

Following these simple steps, you can easily activate your GCASH card and enjoy the benefits of cashless transactions.

Using Your GCASH Visa Card

Once you have your GCash Visa card, you can start using it for cashless transactions. Here are the different ways you can use your GCASH Visa card:

Linking to Your GCASH Account

Before you can use your GCASH Mastercard, you need to link it to your GCASH account. To do this, open your GCASH app on your smartphone and tap “Profile” in the bottom-right corner of your screen. Then, tap “My Linked Accounts” and select “GCASH Card”. Next, tap “Add a Card” and enter the 6-digit authentication code. Once your GCASH Visa card is linked, you can start using it for cashless transactions.

In-Store Purchases

You can use your GCASH Card to pay for your purchases at any store that accepts Mastercard. Simply swipe your card at the terminal and enter your PIN. You can also use your GCASH Visa card to pay for your groceries, bills, and other expenses at any establishment that accepts GCASH.

Online Transactions

You can also use your GCASH Visa card to make online purchases on any website that accepts Visa. Simply enter your card details, including the 16-digit card number, the expiration date, and the 3-digit CVV code on the back of your card. Make sure that the website is secure before entering your card details to avoid fraud.

ATM Withdrawals

You can withdraw cash from any BancNet ATM or affiliated BancNet ATMs using your GCASH card. Simply insert your card into the ATM and enter your PIN. You can withdraw up to PHP 20,000 per day, subject to ATM limits.

Note that there may be fees associated with using your GCASH Visa card, including transaction, withdrawal, and foreign currency conversion fees. Make sure to check the fees and charges before using your card to avoid unexpected charges.

Overall, using your GCASH Visa card is a convenient and secure way to make cashless transactions. With its wide acceptance and accessibility, you can use your GCASH Card for all your daily expenses.

Managing Your GCASH Visa Card

Once you have your GCASH Card, you need to know how to manage it properly. Here are some key features and functions that you should be aware of:

View All Linked Accounts

To view all your linked accounts, open your GCASH app and tap “Profile” in the bottom-right corner of your screen. Then select “My Linked Accounts” to see all the accounts linked to your GCASH Visa card. This feature allows you to keep track of all accounts connected to your GCASH Visa card.

Lock and Unlock Feature

If you ever misplace or lose your GCASH Visa card, you can lock it to prevent unauthorized access. To lock your card, go to your GCASH app and tap “GCASH Card” under “My Linked Accounts”. Tap on “Lock Card” and follow the prompts. Once you find your card, you can unlock it by following the same steps and selecting “Unlock Card”.

Resetting Your PIN

If you forget your PIN or suspect someone else knows it, you can reset it for added security. To reset your PIN, open your GCASH app and tap “GCASH Card” under “My Linked Accounts”. Tap on “Reset PIN” and follow the prompts. You must enter your current PIN, then enter your new PIN twice to confirm.

Deactivating Your Card

If you no longer want to use your GCASH card, you can deactivate it. To deactivate your card, go to your GCASH app and tap “GCASH Card” under “My Linked Accounts”. Tap on “Deactivate Card” and follow the prompts. Once your card is deactivated, you can no longer use it for any transactions.

In summary, managing your GCASH Card is easy with the in-app features available to you. You can view all your linked accounts, lock and unlock your card, reset your PIN, and deactivate your card if necessary. These security measures help protect your GCASH Visa card and your finances.

GCASH Card Fees and Charges

When it comes to the GCASH Visa card, it’s important to understand the fees and charges that come with it. Here’s what you need to know:

GCASH Visa card Price

To get a GCASH Visa card, you’ll need to pay a one-time fee of Php150. This fee covers the production and issuance of the physical card. If you apply for the GCASH card online, an additional Php65 delivery fee will be charged.

ATM Withdrawal Fee

When you use your GCASH Visa card to withdraw cash from ATMs, you’ll be charged a fee by the bank that services the ATM. The fee varies depending on the bank and the ATM you use. It’s important to note that GCASH does not charge additional fees for ATM withdrawals.

Cash Withdrawals at GCASH Partner Outlets

You can also withdraw cash from your GCASH wallet at partner outlets such as 7-Eleven, SM Business Centers, and Robinsons Business Centers. The fee for cash withdrawals at these outlets is P20 per transaction.

Foreign Transaction Fee

If you use your GCASH Visa card to make purchases or withdraw cash in a foreign currency, a foreign transaction fee of 2.5% of the transaction amount will be charged. This fee is in addition to any other fees charged by the bank or ATM you use.

GCASH Visa card Balance Inquiry Fee

To check your GCASH Card balance, you can do so for free using the GCASH app. However, if you choose to check your balance at an ATM, you’ll be charged a fee by the bank that services the ATM. This fee varies depending on the bank and the ATM you use.

Overall, the fees and charges associated with the GCASH Visa card are reasonable and transparent. By understanding these fees, you can make informed decisions about using your GCASH Mastercard and avoid unnecessary charges.

Customer Support and Help

If you encounter any issues with your GCash Visa card, you can contact GCash Customer Support for assistance. There are several ways to get in touch with them:

Help in the GCash App: You can access the GCash Help Center by tapping the hamburger icon in the top-left corner of the app and selecting “Help Center” from the menu. From there, you can browse through the FAQs or submit a ticket for your concern.
GCash Help Center: You can also access the GCash Help Center through its website. Simply go to https://help.gcash.com/hc/en-us and search for your concern. You can submit a ticket if you can’t find the answer you’re looking for.

When contacting GCash Customer Support, provide all necessary details to help them address your concern more quickly. This may include your GCash reference number, order date, and a detailed description of your issue.

If you need to follow up on your concern, you can check your ticket status in the GCash Help Center or the GCash App. GCash will also keep you updated on your concern via SMS.

Before contacting GCash Customer Support, ensure you have met all the requirements for getting a GCash Visa card. This includes having a verified GCash account, completing the application process, and providing accurate information.

Overall, GCash Customer Support is knowledgeable and responsive, and they will do their best to assist you with your concern.

Frequently Asked Questions

1. What is a GCash Visa Card?

The GCash Visa Card is a physical payment card linked to your GCash wallet. You can use it for purchases at Visa-accepting merchants, online transactions, and at supported ATMs.

2. Who can get a GCash Visa Card?

Generally, you need a Fully Verified GCash account to order a physical GCash Card. You must also have a serviceable delivery address.

3. How do I apply for a GCash Visa Card?

Open the GCash app, go to Cards, and select the option to order a GCash Card. Follow the instructions, provide your delivery details, and pay the applicable card and delivery fees.

4. How much does a GCash Visa Card cost?

The card and delivery fees can change. Check the current total displayed in the GCash app before completing your order.

5. Can I apply for a GCash Visa Card without verifying my account?

You generally need to have a Fully Verified GCash account before you can order the physical card.

6. How long does it take to receive the GCash Visa Card?

Delivery typically takes several business days. Your actual delivery time may depend on your location and the courier.

7. How do I activate my GCash Visa Card?

After receiving the card, open the GCash app, go to Cards, select Link My Card, and follow the instructions to link and activate your physical card. You will also need to set your Card PIN.

8. Is my GCash Card PIN the same as my GCash MPIN?

No. Your Card PIN and GCash MPIN are different. Keep both confidential and never share them with anyone.

9. Can I use my GCash Visa Card for online shopping?

Yes. The card can be used for online purchases at merchants that accept Visa, subject to applicable card restrictions and security requirements.

10. Can I use my GCash Visa Card abroad?

Yes. You can generally use the card at international merchants that accept Visa. It can be useful for shopping, dining, transportation, hotel payments, and other travel expenses.

11. Can I withdraw cash using my GCash Visa Card?

Yes. The card can be used for ATM withdrawals at supported Visa or BancNet ATMs. Applicable withdrawal fees may apply.

12. Where does the money come from when I use my GCash Visa Card?

Transactions are deducted from your available GCash wallet balance. You need sufficient funds in your wallet to complete a purchase.

13. Can I use my GCash Visa Card for hotel and flight bookings?

Yes, you can use it for eligible hotel, airline, and travel bookings when the merchant accepts Visa. Make sure you have enough available balance for the full transaction.

14. What should I do if my GCash Visa Card is lost?

Immediately secure or block the card using the card-management options in the GCash app, and contact GCash support if further assistance is needed.

15. Is the GCash Visa Card useful for travelers?

Yes. It can be a convenient payment option for Filipinos traveling overseas because it can be used at participating Visa merchants. However, it is still wise to carry some cash and another payment method as a backup.

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Written by Team Out of Town

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